Snowwhite
Posts: 6792
Joined: 7/7/2002
Status: offline
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Thank you for the dust!
First off let me just start off by saying- our local bank was recently bought out by a big bank- it's been nothing but a nightmare. Last night just added to the nightmare.
I don't understand how folks at the 1 -800 call center can be sooooo - ya know, unhelpful with the info.
Here's the story:
Yesterday I went to the bank and made our deposits- didn't notice the balances until we were on our way to dinner- which was after 6 pm so the local branches were closed. I noticed the business account was at zero. Not possible. So Erin calls the bank center- who told him the account has been seized either by the IRS or the state, but all of the money was taken out. I can't talk with them about this account because my name is not on the account.
Erin is in a panic- of course, as he's telling me this, I can't help but start laughing. Because I know for a fact- 100% sure this can't be the case.
He asks me, why are you laughing and so calm? How can you be??
I explain, there's NO chance the account has been 'seized' and we talk about that. I pay the taxes, we're not behind- that's NOT what happened. I tell him to call back.
Now he gets told well, it looks like someone cashed a check- so that throws Erin in a tailspin.... I tell him, just relax, I'll go online after we eat.
He's mad that I can even think of eating!! Well, it's 6:30 and I hadn't had a bite of food all day- so yeah, I'm going to eat.
We get home, I look at the account- it says there's a hold for the entire balance and in the pending box is an neg. amount. Hmmmm, that's odd.
I add the 2 amounts together and tell Erin he had recently {or actually I} I deposited one of his paychecks for that exact amount. It must have been returned--- AGAIN! this is the 2nd attempt to collect our money from this person.
Erin calls the bank back- who tells him NO... that someone went to the bank- location xxxx and cashed a check for xxxx amount of money at 2:03 pm with teller John.
Too many red flags there for me to believe that? But the guy explains be at the bank first thing to close that account and open a new one.
Anyhoooo, what happened was what I said- the deposited check bounced again from our account.  There was no check cashing, there was no seized accounts from the IRS. I'm just shaking my head-
Erin has called the guy several times today, but of course, no answer!!! I'm here to tell you if he doesn't make good on this- I'm going to the police for a bad check. I'm done playing around. 
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Printable Version
Identity theft - 
RE: Identity theft - 
Like you need this on top of everything else! You know... I have to agree with you about the bank clearing this check. Very odd. Our bank has called me on a 15 dollar check when they thought the signature was questionable....so what is the deal with the bank accepting this, or not even questioning it? Very odd. Anyway, I hope that gets all cleared up! Here is some more PD!!! 
RE: Identity theft - 
